07392 467 842
Welcome to Truly Independent Financial Advice
Clear, Calm, Confident Money Advice at Life’s Turning Points
Independent financial planning for life, retirement and more.
What We Do
and
Why It Works
At Atram Wealth, our mission is to provide clear, independent financial planning that gives our clients confidence at every stage of life. We specialise in helping people over 55 make the right choices for retirement — from investment management to income planning and annuities — while ensuring their wider financial goals are protected. As a boutique firm, we deliver personal service, impartial advice, and tailored strategies designed to secure both today and tomorrow
Warm, jargon-free coaching: Understandable advice, not financial mumbo-jumbo.
Empathy meets expertise: A decade of experience delivered human-first.
Flexible support: From one step to the full roadmap.
Safe, nonjudgmental space: Ask anything. We figure it out together.
Need Help With Your Pension?
Getting help with your pension doesn't have to be complicated.
PENSION GUIDANCE £99
I want to understand my options
Free government-backed pension guidance is available through Pension Wise. But sometimes you may prefer the convenience of arranging your own private appointment — rather like choosing to see a private doctor instead of waiting for an NHS appointment.
For £99, have a one-to-one appointment with Atram Wealth to help you understand your pension options and the important things you should consider.
PENSION ADVICE From £199
I want advice about what to do
Guidance helps you understand your choices. Advice goes further.
We'll consider your personal circumstances, pensions and retirement objectives and, where appropriate, provide regulated personal advice.
Start with Pension Guidance. If you then decide you need personal advice, we'll show you the next step.
Alexa Y
I came to Atram Wealth completely overwhelmed after my divorce. Irina didn’t just give advice, she gave me clarity and calm. For the first time in months, I felt in control of my finances and my future.
Morgan J
Buying my first home felt impossible until I spoke with Irina. She broke everything down without jargon, step by step. Within weeks, I had a savings plan, confidence, and the courage to finally make my dream a reality.
Lisa D
I was anxious about retirement and had no clear plan. Irina helped me map everything simply and realistically. I now understand my finances, know my options, and feel excited instead of scared about what comes next
Simple. Human. Effective.
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Schedule a free clarity call (30 min) — No obligations, just connection.
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Define your turning point — Whether it's a big change or just feeling stuck.
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Choose your path — One-off advice or full financial planning—whatever fits.
Why Choose Us
Tailored Solutions
Our personalised consulting services ensure each client receives attention and solutions tailored to their unique financial situations, helping you achieve your goals effectively.
Integrity
Trusted Advisors
We prioritise honesty and transparency in all our dealings, ensuring you can trust us with your financial future.
Expertise
Experienced Professionals
Our team consists of seasoned experts in finance, ready to guide you through every step of your wealth-building journey.
Support